Asset Management

Our experienced investment management professionals can help manage your asset portfolio according to your needs and desires.

• Investment Management Accounts: Our investment management professionals manage a wide range of individual, institutional and charitable accounts. Each client’s portfolio is handled based on their stated objectives, tolerance for risk, and tax circumstances.

• Custody Service: Allows people to control how their funds are invested without having to handle the day-to-day tasks necessary to manage their financial assets.

INSURANCE AND INVESTMENT PRODUCTS:

NOT A DEPOSIT
NOT FDIC-INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

NOT GUARANTEED BY THE BANK

MAY GO DOWN IN VALUE

Insurance products are offered through Upstate Agency LLC (Chestertown, N.Y.); McPhillips Insurance Agency - a division of Glens Falls National Insurance Agencies, LLC. (Glens Falls, N.Y.); Loomis and LaPann, Inc. (Glens Falls, N.Y.); and Capital Financial Group, Inc. (South Glens Falls, N.Y.). These agencies are non-bank subsidiaries of an affiliate company of corporate ownership and control and are licensed to sell insurance in New York State and act as agents for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.