CD Specials | Saratoga National Bank
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CD Specials

Watch your money grow!

You work hard for your money. Now let it work hard for you.

  • 4.24% APY* for 6-month CD
  • 3.56% APY* for 14-month CD
  • 3.46% APY for 23-month CD

New money only. No maximum and a $1,000 minimum to open.

Get Started Today

Open this account online or visit one of our convenient locations.

 

 

*APY shown valid only on new money not currently on deposit with Saratoga National Bank or any subsidiary of Arrow Financial Corporation. Minimum CD deposit to be eligible for offer and earn stated APY is $1,000. No maximum for stated APY. Online transactions have a maximum funding amount of $50,000. The 6-month CD will earn 4.24% APY, the 14-month CD will earn 3.56% APY, and the 23-month CD will earn 3.46% APY. Substantial penalty for early withdrawal. Annual Percentage Yields (APYs) are accurate as of 11/22/24. This limited-time offer is subject to change at the bank's discretion.

 

Quick Guide to Applying Online

It takes just a few minutes to apply online. Use Google Chrome for best experience.

1) Have these items ready

  • Driver's license/state ID/passport (you'll need to take and upload a picture)
  • Taxpayer Identification Number/Social Security Number
  • Contact information for yourself and an account co-owner, if you are adding one

2) Fill out the application

  • Go step-by-step to complete the quick application
  • Create a password at the end of the application

3) Fund your new account

  • After you submit, we’ll follow up with how to make your opening deposit
  • Fund your account within 10 business days**

Need to Log Back In?

Access the Application Portal anytime to finish a saved application or fund your account.

LOG IN HERE

 

**CD accounts must be funded within 10 business days of opening or account will be closed. Must be age 18 or older to apply online. Use Google Chrome for best online experience.

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