Homebuyer Dream Program | Saratoga National Bank

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Homebuyer Dream Program™

Dreaming of buying your first home? You may be eligible for up to $19,500 toward your down payment or closing costs.

The Homebuyer Dream Program™ is for first-time homebuyers who meet income and other requirements. Let us help you explore all of your paths to home ownership and find out if you qualify.

Applications are now being accepted for 2024! Don't delay! Funding is limited.

Eligibility requirements include:

  • Complete a qualified homebuyer counseling program.
  • Have personal savings of $1,000.
  • Own and occupy the home for five years.

Could this program help you realize your dream? Contact one of our Mortgage Professionals to get started today.

Subject to availability of funding from the Federal Home Loan Bank of New York. Subject to credit qualification.