Personal CDs | Saratoga National Bank

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Certificates of Deposit (CDs)

Looking for a short- or long-term CD to meet your needs? We offer competitive interest rates and a range of terms. Plus, our CDs may be used as collateral for Saratoga National Bank loans.

Take advantage of the following:

  • Terms from 30 days to five years
  • Competitive rates
  • Automatic renewal at the prevailing rate

Tax Deferred and Retirement Planning Certificates of Deposit are also available. For all CDs, a minimum deposit is required, and there is a penalty for early withdrawal.


For more information on CDs, contact any of our locations or call (518) 583-3114.