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Borrow up to 100% of your home's value.

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From financing a home-improvement project to simply saving money each week, we offer solutions to meet your individual goals.


We know your community because that's where we live and work. Our local roots go back decades, and we are dedicated to friendly, helpful customer service and wider community giving.


Consider us your one-stop shop. From lending and merchant services, to retirement plans and employee benefits, we offer solutions to help move your business forward.

Bank Appoints Directors of Customer Experience and Relationship Banking -

GLENS FALLS, N.Y. (December 7, 2020) – The Arrow Family of Companies is pleased to announce the appointments of Senior Vice President Christine Snow to Director of Customer Experience and Senior Vice President Marc Yrsha to Director of Relationship Banking for Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company.

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Saratoga National Bank Opens Two New Offices in Latham -

SARATOGA SPRINGS, N.Y. (July 27, 2020) — Saratoga National Bank and Trust Company is on the move again, expanding its footprint with the opening of a 12th retail branch location at 545 Troy Schenectady Road and a Capital Region Business Development Office at 11 Century Hill Drive in Latham.

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